Broke-Ass Student is honored to host the 108th Edition of the Carnival of Personal Finance. With over 68 submissions this week, there should be enough reading material included to make your eyes bleed.
The following articles are some of my favorites from this week’s batch of submissions.
¤ Think Like The Rich delivers a potent example of the dangers of ignorant investing, in Watch Those Fees (and annuities)
¤ Ask Mr Credit Card’s Blog offers the sobering question of whether us Personal Finance junkies are in fact sabotaging ourselves – Are You Spending Too Much Time On Personal Finance?
¤ Living Behind the Curve uncovers surprising ways the popular diet concepts can be applied to personal finance, in Sweatin’ To The Low Calorie, Fat Free, South Beach, Cabbage Soup Finances
¤ Clever Dude Personal Finance draws an excellent parallel between fitness and finance, in Money And Marathons: Guess What, They’re Related
¤ Millionaire Mommy Next Door (a bona fide millionaire mommy) shares her recipe to success and wealth in Create Your Treasure Map to Riches
¤ Consumerism Commentary illustrates creative ways to self-promote salary increases in Don’t Expect A Big Pay Increase: Other Options
¤ Grad Money Matters offers some savvy cues on establishing discipline and presents Discipline (Or Lack Thereof) And Personal Finance
¤ My Money and My Life showers us with Food, Money, and Love, an entertaining account of endearingly compromising the grocery bill with hubby (minus strangulation)
Here are the remaining goodies, listed in order of submission. Enjoy!
¤ Frugal Law Student educates on The Difference Between A Credit Report And A Credit Score
¤ Resident Alien answers the questions of Buying a New Construction Home: Do I Need A Realtor?
¤ How I Save Money shares Top 25 Tips On How To Save Money
¤ Million Dollar Journey presents a helpful article for the first time home buyer on Home Buying Costs
¤ PowerWealth introduces how to Change the Game: Replace Your Credit Score with Your PowerWealth Debit Score™
¤ Getting married soon? Suite 101 Personal Budgeting presents Cheap-chic Wedding Dresses for Bridal Gown Savings, where there are more options now than ever for finding attractive wedding dresses at bargain prices.
¤ Rocket Finance outlines The Worst Uses For A Home Equity Loan
¤ Tyro Investor presents Kids and Money: The Future of America and says, “Some ideas on how to teach kids about saving and investing. Also a very interesting NY Times documentary video about kids and money in Los Angeles.”
¤ It is commonly believed that you shouldn’t pay off your home mortgage
early. Finding Financial Peace encourages us to examine this further and perhaps reconsider Why You SHOULD Pay Off Your Home Mortgage Early
¤ My Wealth Builder issues a Retirement Savings Challenge to entice readers to get started
¤ The Financial Blogger questions the utility of real estate agents and their high commission rates, in Are Real Estate Agents Still Helpful?
¤ Daddy Financials tries to figure out how and when it’s appropriate to Teach Your Kids About Money
¤ Growing Up presents Financial Housecleaning and says, “A routine examination of your monthly statements can save you money”
¤ The Road 2 Riches ponders whether we as a society are Spending Too Much On Our Kids
¤ Life Lessons of a Military Wife promises to show us how to Never Again Pay a Bill Late (A Foolproof Billpaying System) !
¤ Boomie of The Wastrel Show shares her hardy experiment of Cutting The Cable Cord without deprivation
¤ What’s a Medicare Fee-For-Service plan, and why should you care?
InsureBlog’s Henry Stern explains why these could save you big bucks (or cause you extra headaches) when you retire, in FFS and Medicare
¤ Moneymonk offers a clear and concise definition of What is Considered An Emergency?
¤ Frugalbabe shares some thoughts she’s had on the financial ramifications of having a child, presented in Baby Talk
¤ MoneyNing presents The Cost of Financial Independence – whether you spend your money now or later is your choice, but MoneyNing believes the cost to be financial independent is worth it
¤ Money Walks offers Tips On Protection Against Phone Fraud
¤ FILAM Personal Finance delivers handy homeowner resources on Having Trouble With Mortgage Payment? Where To Get Help
¤ Searchlight Crusade presents Considering Condos, Townhomes, and PUDs
¤ Rich Minx sounds off on How To Nail Or Fail Job Interviews
¤ The Mortgage Blog looks at the advantages and disadvantages of getting a mortgage more than six times one’s income (from his personal experience), in Is It A Good Idea To Get A Mortgage Six Or Seven Times Income?
¤ The Money Well presents the tyranny of The Iphone and the ‘I Want It Now’ Society
¤ Make Your Nut declares the financial and health benefits to ordering the kid’s size popcorn versus the huge megatub, in Movie Theater Tips – Do You Really Need to Eat an Entire Bucket of Popcorn?
¤ The Money Mythos vividly explains Why A 0% Loan Keeps Me Up At Night
¤ Does using a credit card cost us more than we think? The Happy Rock presents The Credit Card Premium – How Much Are We Paying?
¤ Thomas L Shaffer provides a useful tip on how to save some money, especially during the summer reading months, in How To Save Money – Use Your Public Library
¤ Free Money Finance presents a unique perspective on Is It Better to Rent and Invest Rather than Buy a House?
¤ Wish your thumb was a little bit greener? Finance Is Personal illustrates How To Create A Basic Garden
¤ Bluntmoney provides Four Good Reasons Not To Raid The 401(k)
¤ Conversely, Advanced Personal Finance shows effective ways on how to Use An IRA Before Retirement
¤ The Financial Philosopher shows how the best hedge fund managers make more than $140 million per year. (That’s nearly 10 times the average corporate CEO and close to 4000 times the average American worker.) What else would $140 million buy, and How Much Is Enough?
¤ Money and Such believes the 401(k) system is a horrible idea and lists five of the biggest problems with the system, in 401(k) System Makes No Sense
¤ Cash Money Life warns of an Identity Theft: Jury Duty Scam, verified by the FBI, to be aware and vigilant of
¤ Finance Tank discusses why tracking the bond market (including how
to do so) is important since Your Mortgage Rate Depends On The Bond Market
¤ We’re In Debt illustrates how to Make Money Online By Buying Online and Pay Off Your Debt
¤ A Richer Life sums up the philosophy of using spending to enrich your personal life, in Earn A High Happiness ROI
¤ My Retirement Blog challenges the question of, Think You Don’t Make Enough To Save?
¤ Blueprint for Financial Prosperity offers an interesting debate - If You Won The Lottery, Would You Tell Anyone? (No, Jim, I probably wouldn’t. But I might blog anonymously about it! ; )
¤ The Simple Dollar writes an engaging article on Overspending On Children And How To Fight It
¤ The Digerati Life encourages inspiration with Find Your Dream Job, Just Like This Millionaire Did!
¤ The Time & Money Group finds it peculiarly ironic that society is Outraged At Oil Companies But Not Chicken Farmers?
¤ Tick Marks shares his initial reactions after reading through the first 40% of
Dave Ramsey’s well-known personal finance program, Financial Peace: An Update On The Ramsey Course
¤ Plus6 Personal Finance doubts the long term effects of severe frugality. Are “Buy Nothing” Weeks/Months/Years Constructive Exercises Or Short Term Fixes?
¤ JuiceFairy steers her readers away from reckless spending with coupons and offers The Best Way To Shop With A Coupon
¤ One Frugal Girl encourages us to think about our relationship with money “and the memories and experiences that have formed those correlations”, in Forming A Relationship With Money
¤ KMull graciously introduces some fab green real estate options to his readers at Green, PreFab Homes
¤ Living Almost Large offers her opinion of Michael Moore’s newest documentary, Sicko…A Review
¤ Cheap As Chips investigates the financial security aspects of the arranged marriage in, Do Arranged Marriages Equal Financial Security?
¤ Saving Advice presents a Harvard study, How Much Money Would You Require To Become Black? (Err .. so this is what our intellectuals are expending their time on? :p)
¤ Home Finance Freedom differentiates between “spending to provide a healthy, happy child as opposed to spending to use a child as a billboard for the parents’ ostentation”, in Is Your Baby Cost Free?
¤ Since it’s no fun to worry about not having enough cash or losing your
money on vacation, Money Smart Life suggests Credit Card Strategies For A Stress Free Vacation
¤ Everyday Finance presents the case for an under-covered equity with strong performance and potential in General Cable – It’s Performance Has Been Anything But Generic
And that’s a wrap, folks. Follow this monsterous Carnival of Personal Finance to its newest destination, hosted next week at The Mint Blog.
It was a pleasure to read all the articles – a huge ‘thank you’ to everyone who participated in this edition.
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