Broke-Ass Student

Welcome to the 108th Carnival of Personal Finance

Jul 9th, 2007 by Jennifer Lynn

Broke-Ass Student is honored to host the 108th Edition of the Carnival of Personal Finance. With over 68 submissions this week, there should be enough reading material included to make your eyes bleed.

The following articles are some of my favorites from this week’s batch of submissions.

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¤ Think Like The Rich delivers a potent example of the dangers of ignorant investing, in Watch Those Fees (and annuities)

¤ Ask Mr Credit Card’s Blog offers the sobering question of whether us Personal Finance junkies are in fact sabotaging ourselves – Are You Spending Too Much Time On Personal Finance?

¤ Living Behind the Curve uncovers surprising ways the popular diet concepts can be applied to personal finance, in Sweatin’ To The Low Calorie, Fat Free, South Beach, Cabbage Soup Finances

¤ Clever Dude Personal Finance draws an excellent parallel between fitness and finance, in Money And Marathons: Guess What, They’re Related

¤ Millionaire Mommy Next Door (a bona fide millionaire mommy) shares her recipe to success and wealth in Create Your Treasure Map to Riches

¤ Consumerism Commentary illustrates creative ways to self-promote salary increases in Don’t Expect A Big Pay Increase: Other Options

¤ Grad Money Matters offers some savvy cues on establishing discipline and presents Discipline (Or Lack Thereof) And Personal Finance

¤ My Money and My Life showers us with Food, Money, and Love, an entertaining account of endearingly compromising the grocery bill with hubby (minus strangulation)

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Here are the remaining goodies, listed in order of submission. Enjoy!

¤ Frugal Law Student educates on The Difference Between A Credit Report And A Credit Score

¤ Resident Alien answers the questions of Buying a New Construction Home: Do I Need A Realtor?

¤ How I Save Money shares Top 25 Tips On How To Save Money

¤ Million Dollar Journey presents a helpful article for the first time home buyer on Home Buying Costs

¤ PowerWealth introduces how to Change the Game: Replace Your Credit Score with Your PowerWealth Debit Score™

¤ Getting married soon? Suite 101 Personal Budgeting presents Cheap-chic Wedding Dresses for Bridal Gown Savings, where there are more options now than ever for finding attractive wedding dresses at bargain prices.

¤ Rocket Finance outlines The Worst Uses For A Home Equity Loan

¤ Tyro Investor presents Kids and Money: The Future of America and says, “Some ideas on how to teach kids about saving and investing. Also a very interesting NY Times documentary video about kids and money in Los Angeles.”

¤ It is commonly believed that you shouldn’t pay off your home mortgage
early. Finding Financial Peace encourages us to examine this further and perhaps reconsider Why You SHOULD Pay Off Your Home Mortgage Early

¤ My Wealth Builder issues a Retirement Savings Challenge to entice readers to get started

¤ The Financial Blogger questions the utility of real estate agents and their high commission rates, in Are Real Estate Agents Still Helpful?

¤ Daddy Financials tries to figure out how and when it’s appropriate to Teach Your Kids About Money

¤ Growing Up presents Financial Housecleaning and says, “A routine examination of your monthly statements can save you money”

¤ The Road 2 Riches ponders whether we as a society are Spending Too Much On Our Kids

¤ Life Lessons of a Military Wife promises to show us how to Never Again Pay a Bill Late (A Foolproof Billpaying System) !

¤ Boomie of The Wastrel Show shares her hardy experiment of Cutting The Cable Cord without deprivation

¤ What’s a Medicare Fee-For-Service plan, and why should you care?
InsureBlog’s Henry Stern explains why these could save you big bucks (or cause you extra headaches) when you retire, in FFS and Medicare

¤ Moneymonk offers a clear and concise definition of What is Considered An Emergency?

¤ Frugalbabe shares some thoughts she’s had on the financial ramifications of having a child, presented in Baby Talk

¤ MoneyNing presents The Cost of Financial Independence – whether you spend your money now or later is your choice, but MoneyNing believes the cost to be financial independent is worth it

¤ Money Walks offers Tips On Protection Against Phone Fraud

¤ FILAM Personal Finance delivers handy homeowner resources on Having Trouble With Mortgage Payment? Where To Get Help

¤ Searchlight Crusade presents Considering Condos, Townhomes, and PUDs

¤ Rich Minx sounds off on How To Nail Or Fail Job Interviews

¤ The Mortgage Blog looks at the advantages and disadvantages of getting a mortgage more than six times one’s income (from his personal experience), in Is It A Good Idea To Get A Mortgage Six Or Seven Times Income?

¤ The Money Well presents the tyranny of The Iphone and the ‘I Want It Now’ Society

¤ Make Your Nut declares the financial and health benefits to ordering the kid’s size popcorn versus the huge megatub, in Movie Theater Tips – Do You Really Need to Eat an Entire Bucket of Popcorn?

¤ The Money Mythos vividly explains Why A 0% Loan Keeps Me Up At Night

¤ Does using a credit card cost us more than we think? The Happy Rock presents The Credit Card Premium – How Much Are We Paying?

¤ Thomas L Shaffer provides a useful tip on how to save some money, especially during the summer reading months, in How To Save Money – Use Your Public Library

¤ Free Money Finance presents a unique perspective on Is It Better to Rent and Invest Rather than Buy a House?

¤ Wish your thumb was a little bit greener? Finance Is Personal illustrates How To Create A Basic Garden

¤ Bluntmoney provides Four Good Reasons Not To Raid The 401(k)

¤ Conversely, Advanced Personal Finance shows effective ways on how to Use An IRA Before Retirement

¤ The Financial Philosopher shows how the best hedge fund managers make more than $140 million per year. (That’s nearly 10 times the average corporate CEO and close to 4000 times the average American worker.) What else would $140 million buy, and How Much Is Enough?

¤ Money and Such believes the 401(k) system is a horrible idea and lists five of the biggest problems with the system, in 401(k) System Makes No Sense

¤ Cash Money Life warns of an Identity Theft: Jury Duty Scam, verified by the FBI, to be aware and vigilant of

¤ Finance Tank discusses why tracking the bond market (including how
to do so) is important since Your Mortgage Rate Depends On The Bond Market

¤ We’re In Debt illustrates how to Make Money Online By Buying Online and Pay Off Your Debt

¤ A Richer Life sums up the philosophy of using spending to enrich your personal life, in Earn A High Happiness ROI

¤ My Retirement Blog challenges the question of, Think You Don’t Make Enough To Save?

¤ Blueprint for Financial Prosperity offers an interesting debate - If You Won The Lottery, Would You Tell Anyone? (No, Jim, I probably wouldn’t. But I might blog anonymously about it! ; )

¤ The Simple Dollar writes an engaging article on Overspending On Children And How To Fight It

¤ The Digerati Life encourages inspiration with Find Your Dream Job, Just Like This Millionaire Did!

¤ The Time & Money Group finds it peculiarly ironic that society is Outraged At Oil Companies But Not Chicken Farmers?

¤ Tick Marks shares his initial reactions after reading through the first 40% of
Dave Ramsey’s well-known personal finance program, Financial Peace: An Update On The Ramsey Course

¤ Plus6 Personal Finance doubts the long term effects of severe frugality. Are “Buy Nothing” Weeks/Months/Years Constructive Exercises Or Short Term Fixes?

¤ JuiceFairy steers her readers away from reckless spending with coupons and offers The Best Way To Shop With A Coupon

¤ One Frugal Girl encourages us to think about our relationship with money “and the memories and experiences that have formed those correlations”, in Forming A Relationship With Money

¤ KMull graciously introduces some fab green real estate options to his readers at Green, PreFab Homes

¤ Living Almost Large offers her opinion of Michael Moore’s newest documentary, Sicko…A Review

¤ Cheap As Chips investigates the financial security aspects of the arranged marriage in, Do Arranged Marriages Equal Financial Security?

¤ Saving Advice presents a Harvard study, How Much Money Would You Require To Become Black? (Err .. so this is what our intellectuals are expending their time on? :p)

¤ Home Finance Freedom differentiates between “spending to provide a healthy, happy child as opposed to spending to use a child as a billboard for the parents’ ostentation”, in Is Your Baby Cost Free?

¤ Since it’s no fun to worry about not having enough cash or losing your
money on vacation, Money Smart Life suggests Credit Card Strategies For A Stress Free Vacation

¤ Everyday Finance presents the case for an under-covered equity with strong performance and potential in General Cable – It’s Performance Has Been Anything But Generic

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And that’s a wrap, folks. Follow this monsterous Carnival of Personal Finance to its newest destination, hosted next week at The Mint Blog.

It was a pleasure to read all the articles – a huge ‘thank you’ to everyone who participated in this edition.

=^..^=

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Posted in Financial Management | 40 Comments

40 Responses to “Welcome to the 108th Carnival of Personal Finance”

on 09 Jul 2007 at 3:42 am1Olga

Oh, great! I now have so much to read. Thanks for hosting!
on 09 Jul 2007 at 3:50 am2tehnyit

Great list of PF articles, and many thanks for including my entry on arranged marriages. Thanks for hosting this carnival.
on 09 Jul 2007 at 4:08 am3ispf

Hey Jennifer, Thanks for hosting and including my article!
on 09 Jul 2007 at 4:12 am4Personal finance at KMull.com

[...] The CoPF is up at Broke Ass Student. [...]
on 09 Jul 2007 at 4:38 am5hgstern

Nice job, Jennifer! I like the format (“Editor’s Choice,” then all the rest).

Thank you for hosting!
on 09 Jul 2007 at 4:48 am6InsureBlog

Carnival Monday…

This week’s Carnival of Personal Finance continues the trend I’ve grown to like: Jennifer Lynn presents a (relatively) short list of R”Editor’s Choice” items, followed by a list of the other submissions (most of which included helpful context)….
on 09 Jul 2007 at 5:04 am7MillionDollarJourney.com

Thanks for hosting and including my article!

FT
on 09 Jul 2007 at 5:11 am8Carnival of Personal Finance » Carnival of Personal Finance #108

[...] Broke-Ass Student is hosting the Carnival of Personal Finance, and it’s a monster collection of great articles as usual. Here are the host’s favorites: [...]
on 09 Jul 2007 at 5:14 am9Flexo

Thanks very much for hosting… great articles included as usual, and thanks for including mine!
on 09 Jul 2007 at 5:29 am10Patrick

Thanks for hosting!
on 09 Jul 2007 at 5:30 am11How I Save Money.net » Blog Archive » Carnival of personal finance #108

[...] I am in another carnival….this time at the Carnival of Personal Finance #108 over at this blog. Now this carnival is quite long and has many articles that you will find [...]
on 09 Jul 2007 at 6:35 am12Amatuer Investor

Great job hosting and thanks for including my article.
on 09 Jul 2007 at 6:53 am13Millionaire Mommy Next Door

Thanks, Jennifer, for hosting– and including my first Carnival submission as one of your favorites.

I am impressed with your blog. Your financial curiosity is bound to lead you to millionaire status, too, sooner than later! Keep up the great work. You’re a good role model for other young women.

~Millionaire Mommy Next Door
on 09 Jul 2007 at 8:34 am14Best finance articles from Carnival of Personal Finance #108 at Clever Dude Personal Finance & Money

[...] Student (censored) hosted this week’s Carnival of Personal Finance #108 and featured my article “Money and Marathons: Guess what, they’re related” in her [...]
on 09 Jul 2007 at 8:39 am15Dan at Everydayfinance

Hey now! Thanks for hosting and including my article on General Cable – still rollin!
on 09 Jul 2007 at 9:12 am16Frugal Babe » Carnival of Personal Finance

[...] Ass Student has put together this week’s carnival of personal finance with tons of great articles. My favorites were The Simple Dollar’s post about spending [...]
on 09 Jul 2007 at 10:26 am17» The Carnival is Up! on Consumerism Commentary: A Personal Finance Blog

[...] latest Carnival of Personal Finance is online at Broke-Ass Student. As always, there are lots of great articles, and the host has done a good job of selecting her [...]
on 09 Jul 2007 at 11:30 am18story

Great job hosting!
on 09 Jul 2007 at 3:27 pm19Carnival of personal finance #108 - Blunt Money

[...] Carnival of Personal Finance #108 is up at Broke Ass Student today. There are a whole bunch of great submissions there — check them out! (And thanks to Broke Ass Student for hosting. Go to: Home page Add to: del.icio.us Netscape reddit StumbleUpon Filed under: Carnivals. Monday, July 9, 2007 You may also be interested in: Carnival of Personal Finance #92 is up at Lazy Man & MoneyCheck out Carnival of Personal Finance #91There’s still time to check the carnival No Comments so far Leave a comment RSS feed for comments on this post. Leave a comment Line and paragraph breaks automatic, e-mail address never displayed, HTML allowed. [...]
on 09 Jul 2007 at 4:22 pm20109th Carnival of Personal Finance » Mint | Free, Simple Personal Finance Software

[...] Thanks for visiting! If you’re new here, you may want to subscribe to our RSS feed or get updates via email.This week’s Carnival of Personal Finance (a weekly collection of interesting articles from the personal finance blogsphere), is hosted by Jennifer at Broke-Ass Student. [...]
on 09 Jul 2007 at 4:46 pm21Ben

The hostess with the mostess Thanks for hosting this week!
on 09 Jul 2007 at 5:41 pm22J at IHB and HFF

Hello and thank you for hosting my “Is Your Baby Cost-Free?” article.
on 10 Jul 2007 at 1:38 am23The Financial Blogger » More on Social Lending

[...] a quick note to mention that my article about Realtors in on the 108th Carnival of Personal Finance hosted by Broke-A$$ Student. I am getting in the habit of participating in this great carnival. [...]
on 10 Jul 2007 at 1:33 pm24Shelley Elmblad

What a great selection of links, so much good information is out there. Thank you for including my post on finding cheap yet attractive wedding dresses, and thank you for hosting!

Shelley
on 10 Jul 2007 at 3:11 pm25A Girl Living on a Budget … Fashion, Beauty, Entertainment & Lifestyle Tips » Blog Archive » 108th Carnival of Finance Contributions

[...] week I participated in the 108th Carnival of Finance hosted by Broke Ass Student. Since this was the first time I submitted I was really excited to [...]
on 10 Jul 2007 at 11:20 pm26The Digerati Life

Thanks for hosting! Great carnival .
on 11 Jul 2007 at 6:44 am27Money Talk About Babies, Toddlers and Phones: My Carnival Picks » Money and Personal Finance Blog In Silicon Valley

[...] Talk About Babies, Toddlers and Phones: My Carnival Picks Broke-Ass Student presented the Carnival of Personal Finance #108 this time around with 68 submissions to chew on. There were lots that I fancied! Here’s what [...]
on 11 Jul 2007 at 10:13 am28Advanced Personal Finance » Blog Archive » Carnival of Personal Finance 108 @ Broke Ass Student

[...] Welcome and thanks for visiting! If you’re new to Advanced Personal Finance, you may want to subscribe to my RSS feed.This week, Broke Ass Student hosts the Carnival of Personal Finance. [...]
on 11 Jul 2007 at 7:50 pm29 Houses, Kids, And Treasure Maps: All About My Carnival Picks by FILAM Personal Finance

[...] would normally put the Carnival of Personal Finance over the Festival of Frugality on my fave carnival picks but due to the an excellent presentation [...]
on 13 Jul 2007 at 3:15 am30Income Trusts and More - July 13, 2007 - Million Dollar Journey

[...] Broke Ass Student (love the name) has hosted the 108th Carnival of Personal Finance. Another week of great articles, one of which was my article on Home Buying Costs. [...]
on 14 Jul 2007 at 12:32 am31Weekend Reading - Must Read Articles From The Past Week - SavingAdvice.com Blog

[...] Personal Finance [...]
on 14 Jul 2007 at 4:30 pm32Deborah

And I was trying to finish getting through a reading list…
on 14 Jul 2007 at 7:45 pm33Living Behind The Curve » Blog Carnival Roundup

[...] Broke-Ass Student kicked off the week by hosting the Carnival of Personal Finance. Moneymonk asked, “What is Considered an Emergency?“, a post that hits very close to home this week, as did The Cost of Financial Independance by Money Ning and Blunt Money’s 4 Good Reasons not to Raid the 401(k). Our post from last Friday, Sweatin’ to the Low-Calorie, Fat-Free South Beach Cabbage Soup Finance was picked as a host favorite. [...]
on 14 Jul 2007 at 8:53 pm34Canada has Blog Link Love Too! | Personal Finance Blog by Money Ning

[...] Carnival of Personal Finance [...]
on 15 Jul 2007 at 10:13 am35Money Smart Life » High Energy Bill Edition - Personal Finance Review

[...] Life were featured on two different sites last week: The Carnival of Personal Finance at BrokeAss Student and in the creative Festival of Frugality at Mr. Credit [...]
on 21 Jul 2007 at 8:19 pm36Late Carnival Links (Ask Mr Credit Card’s Blog)

[...] 108th Carnival of Personal Finance. [...]
on 09 Jan 2011 at 2:24 pm37108th Carnival of Personal Finance | The Money Well

[...] a new Carnival in Town. The 108th Carnival of Personal Finance is now online at Brokeass-student.com and I’d like to say thanks for putting all the effort [...]
on 08 Oct 2011 at 12:52 am38Join our “Life Lessons for Military Wives” Carnival | Life Lessons of a Military Wife

[...] as often as you like. Many are published weekly. I actually submitted an article for the “Carnival of Personal Finance” earlier in the [...]
on 21 Oct 2011 at 8:20 am39pizza

I never thinking about my finance problem because I’ll get much money more tahn yesterday
on 27 Jan 2012 at 4:32 pm40Mint Blog | 109th Carnival of Personal Finance

[...] This week’s Carnival of Personal Finance (a weekly collection of interesting articles from the personal finance blogsphere), is hosted by Jennifer at Broke-Ass Student. [...]