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	<title>Comments on: Robbing Yourself of Tomorrow to Pay for Today</title>
	<link>http://www.brokeass-student.com/robbing-yourself-of-tomorrow-to-pay-for-today/</link>
	<description>... where my idea of splurging is feeding my cat Fancy Feast. As a full-time student with a limited income stream, follow my journey in obtaining financial awareness and prosperity</description>
	<pubDate>Thu, 28 Aug 2008 03:07:30 +0000</pubDate>
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		<title>By: Brett McKay</title>
		<link>http://www.brokeass-student.com/robbing-yourself-of-tomorrow-to-pay-for-today/#comment-1064</link>
		<author>Brett McKay</author>
		<pubDate>Tue, 05 Jun 2007 22:33:28 +0000</pubDate>
		<guid>http://www.brokeass-student.com/robbing-yourself-of-tomorrow-to-pay-for-today/#comment-1064</guid>
					<description>All great tips. I really need to re-establish my goals. I was pretty good about reviewing my financial goals on a regular basis, but then I got sick and went to the hospital. All my productive habits disappeared when I got home.</description>
		<content:encoded><![CDATA[<p>All great tips. I really need to re-establish my goals. I was pretty good about reviewing my financial goals on a regular basis, but then I got sick and went to the hospital. All my productive habits disappeared when I got home.</p>
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		<title>By: Nik Agarwal</title>
		<link>http://www.brokeass-student.com/robbing-yourself-of-tomorrow-to-pay-for-today/#comment-1074</link>
		<author>Nik Agarwal</author>
		<pubDate>Wed, 06 Jun 2007 01:34:35 +0000</pubDate>
		<guid>http://www.brokeass-student.com/robbing-yourself-of-tomorrow-to-pay-for-today/#comment-1074</guid>
					<description>Good to see you again Jen :)  And it goes without saying that this is probably one of the biggest and most important posts any college student should pay attention to in terms of personal finance.</description>
		<content:encoded><![CDATA[<p>Good to see you again Jen <img src='http://www.brokeass-student.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />  And it goes without saying that this is probably one of the biggest and most important posts any college student should pay attention to in terms of personal finance.</p>
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		<title>By: Ted</title>
		<link>http://www.brokeass-student.com/robbing-yourself-of-tomorrow-to-pay-for-today/#comment-1075</link>
		<author>Ted</author>
		<pubDate>Wed, 06 Jun 2007 04:18:37 +0000</pubDate>
		<guid>http://www.brokeass-student.com/robbing-yourself-of-tomorrow-to-pay-for-today/#comment-1075</guid>
					<description>Good points made here.

Here's how I budget while in school:
http://www.campusgrotto.com/how-to-save-money-in-college.html</description>
		<content:encoded><![CDATA[<p>Good points made here.</p>
<p>Here&#8217;s how I budget while in school:<br />
<a href="http://www.campusgrotto.com/how-to-save-money-in-college.html" rel="nofollow">http://www.campusgrotto.com/how-to-save-money-in-college.html</a></p>
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		<title>By: Carnival of Personal Finance &#187; Carnival of Personal Finance #104</title>
		<link>http://www.brokeass-student.com/robbing-yourself-of-tomorrow-to-pay-for-today/#comment-1112</link>
		<author>Carnival of Personal Finance &#187; Carnival of Personal Finance #104</author>
		<pubDate>Mon, 11 Jun 2007 04:14:10 +0000</pubDate>
		<guid>http://www.brokeass-student.com/robbing-yourself-of-tomorrow-to-pay-for-today/#comment-1112</guid>
					<description>[...] Robbing Yourself of Tomorrow to Pay for Today [...]</description>
		<content:encoded><![CDATA[<p>[&#8230;] Robbing Yourself of Tomorrow to Pay for Today [&#8230;]</p>
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		<title>By: pf101</title>
		<link>http://www.brokeass-student.com/robbing-yourself-of-tomorrow-to-pay-for-today/#comment-1113</link>
		<author>pf101</author>
		<pubDate>Mon, 11 Jun 2007 05:54:43 +0000</pubDate>
		<guid>http://www.brokeass-student.com/robbing-yourself-of-tomorrow-to-pay-for-today/#comment-1113</guid>
					<description>Great tips for anyone!  Thanks!  It's a &lt;a href="http://personalfinance101org.blogspot.com/2007/06/personal-finance-101-posts-of-day-6407.html" rel="nofollow"&gt;Post of the Day&lt;/a&gt;.</description>
		<content:encoded><![CDATA[<p>Great tips for anyone!  Thanks!  It&#8217;s a <a href="http://personalfinance101org.blogspot.com/2007/06/personal-finance-101-posts-of-day-6407.html" rel="nofollow">Post of the Day</a>.</p>
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		<title>By: Fabulously Broke</title>
		<link>http://www.brokeass-student.com/robbing-yourself-of-tomorrow-to-pay-for-today/#comment-1224</link>
		<author>Fabulously Broke</author>
		<pubDate>Thu, 21 Jun 2007 21:19:02 +0000</pubDate>
		<guid>http://www.brokeass-student.com/robbing-yourself-of-tomorrow-to-pay-for-today/#comment-1224</guid>
					<description>Hm.. my problem is saying "NO" to sales people, because I tend to want to be nice and not say no.. or I just say "Yea that sounds great" then take whatever they're offering me and head to the counter (especially in Sephora)

Now I actually wait, ponder over the item for 15 minutes, try and justify what I have at home and what I want to buy...</description>
		<content:encoded><![CDATA[<p>Hm.. my problem is saying &#8220;NO&#8221; to sales people, because I tend to want to be nice and not say no.. or I just say &#8220;Yea that sounds great&#8221; then take whatever they&#8217;re offering me and head to the counter (especially in Sephora)</p>
<p>Now I actually wait, ponder over the item for 15 minutes, try and justify what I have at home and what I want to buy&#8230;</p>
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		<title>By: Daniel</title>
		<link>http://www.brokeass-student.com/robbing-yourself-of-tomorrow-to-pay-for-today/#comment-1262</link>
		<author>Daniel</author>
		<pubDate>Tue, 26 Jun 2007 19:19:11 +0000</pubDate>
		<guid>http://www.brokeass-student.com/robbing-yourself-of-tomorrow-to-pay-for-today/#comment-1262</guid>
					<description>I think your advice is right on the money. I would also emphasize the importance of keeping track of one's spending. It doesn't matter whether you use personal finance software like Quicken, write everything down on a notebook or use some other way as long as it you do it regularly. You can't really know how much you can afford to spend or save unless you first create a spending plan or budget.</description>
		<content:encoded><![CDATA[<p>I think your advice is right on the money. I would also emphasize the importance of keeping track of one&#8217;s spending. It doesn&#8217;t matter whether you use personal finance software like Quicken, write everything down on a notebook or use some other way as long as it you do it regularly. You can&#8217;t really know how much you can afford to spend or save unless you first create a spending plan or budget.</p>
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		<title>By: Brittany</title>
		<link>http://www.brokeass-student.com/robbing-yourself-of-tomorrow-to-pay-for-today/#comment-1366</link>
		<author>Brittany</author>
		<pubDate>Sat, 07 Jul 2007 02:58:15 +0000</pubDate>
		<guid>http://www.brokeass-student.com/robbing-yourself-of-tomorrow-to-pay-for-today/#comment-1366</guid>
					<description>These simple steps are so important--especially for young people like myself and my friends who save so little!  I like that you are educating people on saving and investing now rather than waiting until we're older.</description>
		<content:encoded><![CDATA[<p>These simple steps are so important&#8211;especially for young people like myself and my friends who save so little!  I like that you are educating people on saving and investing now rather than waiting until we&#8217;re older.</p>
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		<title>By: Carnival of Debt Reduction - Emmy Awards Edition (Ask Mr Credit Card&#8217;s Blog)</title>
		<link>http://www.brokeass-student.com/robbing-yourself-of-tomorrow-to-pay-for-today/#comment-2770</link>
		<author>Carnival of Debt Reduction - Emmy Awards Edition (Ask Mr Credit Card&#8217;s Blog)</author>
		<pubDate>Mon, 17 Sep 2007 05:13:17 +0000</pubDate>
		<guid>http://www.brokeass-student.com/robbing-yourself-of-tomorrow-to-pay-for-today/#comment-2770</guid>
					<description>[...] Robbing Yourself Tomorrow To Pay For Today by Broke Ass Student. [...]</description>
		<content:encoded><![CDATA[<p>[&#8230;] Robbing Yourself Tomorrow To Pay For Today by Broke Ass Student. [&#8230;]</p>
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		<title>By: The Emmy Awards, Masterful Organization, My Carnival Picks &#124; I've Paid For This Twice Already...</title>
		<link>http://www.brokeass-student.com/robbing-yourself-of-tomorrow-to-pay-for-today/#comment-2776</link>
		<author>The Emmy Awards, Masterful Organization, My Carnival Picks &#124; I've Paid For This Twice Already...</author>
		<pubDate>Mon, 17 Sep 2007 16:53:41 +0000</pubDate>
		<guid>http://www.brokeass-student.com/robbing-yourself-of-tomorrow-to-pay-for-today/#comment-2776</guid>
					<description>[...] Robbing Yourself Tomorrow To Pay For Today at Broke Ass Student. Getting out of debt really requires a philosophy shift. [...]</description>
		<content:encoded><![CDATA[<p>[&#8230;] Robbing Yourself Tomorrow To Pay For Today at Broke Ass Student. Getting out of debt really requires a philosophy shift. [&#8230;]</p>
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		<title>By: Mrs. Micah</title>
		<link>http://www.brokeass-student.com/robbing-yourself-of-tomorrow-to-pay-for-today/#comment-2778</link>
		<author>Mrs. Micah</author>
		<pubDate>Mon, 17 Sep 2007 18:58:14 +0000</pubDate>
		<guid>http://www.brokeass-student.com/robbing-yourself-of-tomorrow-to-pay-for-today/#comment-2778</guid>
					<description>The step you mentioned "goal recognition" got me thinking. It doesn't just apply to financial goals or lifestyle goals...in the short term it can apply to our purchasing wishlist.

I make myself write wishes down (books, DVDs, bigger things) and wait on them for a few weeks. Then I ask "Do I still want it?" "Do I really 'need' it?" and such. Often the desire has cooled.

Another way is to coordinate the financial goal wishlist with the purchase wishlist: "If we save $325 this month, then we can spend $25 on a movie."

Anyway, great post overall!</description>
		<content:encoded><![CDATA[<p>The step you mentioned &#8220;goal recognition&#8221; got me thinking. It doesn&#8217;t just apply to financial goals or lifestyle goals&#8230;in the short term it can apply to our purchasing wishlist.</p>
<p>I make myself write wishes down (books, DVDs, bigger things) and wait on them for a few weeks. Then I ask &#8220;Do I still want it?&#8221; &#8220;Do I really &#8216;need&#8217; it?&#8221; and such. Often the desire has cooled.</p>
<p>Another way is to coordinate the financial goal wishlist with the purchase wishlist: &#8220;If we save $325 this month, then we can spend $25 on a movie.&#8221;</p>
<p>Anyway, great post overall!</p>
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		<title>By: Best Debt Articles from Carnival of Debt Reduction #105 at Clever Dude Personal Finance &#38; Money</title>
		<link>http://www.brokeass-student.com/robbing-yourself-of-tomorrow-to-pay-for-today/#comment-2784</link>
		<author>Best Debt Articles from Carnival of Debt Reduction #105 at Clever Dude Personal Finance &#38; Money</author>
		<pubDate>Tue, 18 Sep 2007 12:47:58 +0000</pubDate>
		<guid>http://www.brokeass-student.com/robbing-yourself-of-tomorrow-to-pay-for-today/#comment-2784</guid>
					<description>[...] Student talks about robbing yourself of tomorrow to pay for today. Yep, following every one of her [...]</description>
		<content:encoded><![CDATA[<p>[&#8230;] Student talks about robbing yourself of tomorrow to pay for today. Yep, following every one of her [&#8230;]</p>
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		<title>By: Lynnae @ From Under the Clutter</title>
		<link>http://www.brokeass-student.com/robbing-yourself-of-tomorrow-to-pay-for-today/#comment-2788</link>
		<author>Lynnae @ From Under the Clutter</author>
		<pubDate>Tue, 18 Sep 2007 19:12:02 +0000</pubDate>
		<guid>http://www.brokeass-student.com/robbing-yourself-of-tomorrow-to-pay-for-today/#comment-2788</guid>
					<description>Very well put.  I especially liked:

"Essentially, rent your lifestyle instead of owning it?"

Wouldn't it be great if more people realized that by going into debt to pay for things that they were essentially renting?</description>
		<content:encoded><![CDATA[<p>Very well put.  I especially liked:</p>
<p>&#8220;Essentially, rent your lifestyle instead of owning it?&#8221;</p>
<p>Wouldn&#8217;t it be great if more people realized that by going into debt to pay for things that they were essentially renting?</p>
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		<title>By: Lynnae @ Being Frugal</title>
		<link>http://www.brokeass-student.com/robbing-yourself-of-tomorrow-to-pay-for-today/#comment-2789</link>
		<author>Lynnae @ Being Frugal</author>
		<pubDate>Tue, 18 Sep 2007 19:12:58 +0000</pubDate>
		<guid>http://www.brokeass-student.com/robbing-yourself-of-tomorrow-to-pay-for-today/#comment-2789</guid>
					<description>Sorry, I put the wrong blog in the name field.  I don't want to confuse people.  :)</description>
		<content:encoded><![CDATA[<p>Sorry, I put the wrong blog in the name field.  I don&#8217;t want to confuse people.  <img src='http://www.brokeass-student.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /></p>
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		<title>By: SP</title>
		<link>http://www.brokeass-student.com/robbing-yourself-of-tomorrow-to-pay-for-today/#comment-2901</link>
		<author>SP</author>
		<pubDate>Mon, 01 Oct 2007 19:32:29 +0000</pubDate>
		<guid>http://www.brokeass-student.com/robbing-yourself-of-tomorrow-to-pay-for-today/#comment-2901</guid>
					<description>Great tips!</description>
		<content:encoded><![CDATA[<p>Great tips!</p>
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		<title>By: www.bestfinancialadvisor.info &#187; Comment on Robbing Yourself of Tomorrow to Pay for Today by Best &#8230;</title>
		<link>http://www.brokeass-student.com/robbing-yourself-of-tomorrow-to-pay-for-today/#comment-2994</link>
		<author>www.bestfinancialadvisor.info &#187; Comment on Robbing Yourself of Tomorrow to Pay for Today by Best &#8230;</author>
		<pubDate>Sat, 06 Oct 2007 19:32:49 +0000</pubDate>
		<guid>http://www.brokeass-student.com/robbing-yourself-of-tomorrow-to-pay-for-today/#comment-2994</guid>
					<description>[...] Best Debt Articles from Carnival of Debt Reduction #105 at Clever Dude Personal Finance &#38; Money wrote a fantastic post today on &#8220;Comment on Robbing Yourself of Tomorrow to Pay for Today by Best &#8230;&#8221;Here&#8217;s ONLY a quick extract[…] Student talks about robbing yourself of tomorrow to pay for today. Yep, following every one of her […] [...]</description>
		<content:encoded><![CDATA[<p>[&#8230;] Best Debt Articles from Carnival of Debt Reduction #105 at Clever Dude Personal Finance &amp; Money wrote a fantastic post today on &#8220;Comment on Robbing Yourself of Tomorrow to Pay for Today by Best &#8230;&#8221;Here&#8217;s ONLY a quick extract[…] Student talks about robbing yourself of tomorrow to pay for today. Yep, following every one of her […] [&#8230;]</p>
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