Comments for Broke-Ass Student

Comment on Being Sued For Credit Card Debt by anon

anon — Fri, 03 Sep 2010 18:48:14 +0000

For all the people being called by creditors: there are laws that protect you. You can assert your right NOT to be called.

Comment on Being Sued For Credit Card Debt by anon

anon — Fri, 03 Sep 2010 18:46:00 +0000

It’s good to dispute it. 90% of all law is about posturing and intimidation.

Peggy: file for chapter 7 bankruptcy right now. This will result in a stay of any credit pursuits, including a lawsuit.

Comment on Quick! Give Me Your Tax Dollars! …. by James Reed

James Reed — Mon, 30 Aug 2010 15:16:42 +0000

Have to say i dont like paying my tax but someone said to me once, if your paying tax you must be making money!! very true!!

Comment on About Me by James Reed

James Reed — Sun, 29 Aug 2010 08:44:59 +0000

I have to say im liking the picture. ;o)

Comment on Why Do I Blog? by James Reed

James Reed — Sun, 29 Aug 2010 08:37:24 +0000

You must be the only student with savings! well done, good for you.

Comment on Mental Vomit by James Reed

James Reed — Sun, 29 Aug 2010 08:35:16 +0000

Great site you have got here, keep up the good work. thanks

Comment on FDIC Bank Insurance Teetering; Is The FDIC Deposit Fund A ‘Myth’ And Have Americans Become Too Complacent? by Tenant Loan

Tenant Loan — Thu, 26 Aug 2010 06:50:09 +0000

Great Work, Really Very Informative Post.

Comment on Be Wary of Unscrupulous Credit Card Tricks by carditcard

carditcard — Mon, 09 Aug 2010 08:36:41 +0000

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Comment on By Taking Control of My Finances, I Took Back Control of My Life by College Experience

College Experience — Sun, 01 Aug 2010 16:57:48 +0000

Great post!

Comment on How To Fight Back Against Collection Agencies by Peter

Peter — Mon, 05 Jul 2010 04:42:57 +0000

I leased my car on September 5, 2009, and fell behind on payments in February after closing my former self-employment business due to no work. I am six months behind on payments. I immediately got a state education grant and I am pursuing an education in medicine. I am in school full-time until September, which with my EMT certification by then, I can hopefully get a job, student loans, and still go to school full-time to shoot to become a doctor. The repo people for American Honda Financial have been harrassing my siblings and others at ungodly hours of the morning, knocking on their doors. IS THIS LEGAL here in Pennyslvania????? I have also become homeless and live with a freind, but a family member told the repo guy where I am so they came knocking on the door at 11pm the other evening!! My friend denied knowing me but I want this harrassment of family, friends, and me to stop!!! What can I do?

Comment on How To Fight Back Against Collection Agencies by Dee

Dee — Sat, 26 Jun 2010 17:37:37 +0000

Just wanted to say thank you for this article – I was about to give up and this information has me believing I may actually be able to do something!

My ex-husband had a department store credit card that he opened on his own back in the early 90’s. Since our divorce 4 years ago he has pretty much gone bankrupt and now they are after me to pay for the charges that he made after he left me! I haven’t the slightest idea how they found me and associate me as the responsible party for his account – it’s so odd because I have my own account with this same department store that is completely paid off and in excellent standing on my credit report. The info in this article will help me big time!

Thank you so much!
D.

Comment on Being Sued For Credit Card Debt by peggy

peggy — Thu, 24 Jun 2010 23:58:09 +0000

I am being sued for credit card debt. I lost my job, my home everything and I am on a medical leave. I have no money. so what kind of letter do I send? does anybody have a sample on how to respond to debt you can’t pay?

Comment on Rationing Cards – A Pictorial Journey Down Nostalgia Lane by Glema Walker

Glema Walker — Mon, 21 Jun 2010 14:32:44 +0000

Our Red Hat group, Sweet and Sassy Hattitudes, is having a USO theme
in July, the best and worst of the 30’s and 40’s. I went to the web to find information and loved your site . This is definitely something useful!

Comment on How To Fight Back Against Collection Agencies by Ernest

Ernest — Mon, 14 Jun 2010 12:25:00 +0000

Hi Jen,

Thanks for writing this How very helpful tips. I recently received a call from a collection agency witch I paid over $2500 to. I regret paying that much for a morphed debt of only $1100. I was stupid but I learned from that. What made me angry is 3 years later I’m receiving calls from collection agency about the same debt. The allege debt is not on my credit report, I have a credit score of over 700. Should I just Ignore them? Or should I use the sample letter you post to fight them?

P.S they don’t even have the spelling of my name right.

Comment on September Financial Update – I’m Debt Free!! by Conrad

Conrad — Mon, 03 May 2010 23:16:02 +0000

Congratulations. I was looking at the column ‘My Broke Ass Budget’ and noticed you have come a long way to get where you are. May I ask, did you use the snowballing or debt stacking technique to get out of debt?

Thanks for the post!