Comments on: Back To School Giveaway - Win an iPod Nano, cash and more from the College Money Network http://www.brokeass-student.com/back-to-school-giveaway-win-an-ipod-nano-cash-and-more-from-the-college-money-network/ ... where my idea of splurging is feeding my cat Fancy Feast. As a full-time student with a limited income stream, follow my journey in obtaining financial awareness and prosperity Sat, 13 Mar 2010 19:33:38 +0000 http://wordpress.org/?v=2.7.1 hourly 1 By: Ibrahim | ZenCollegeLife.com http://www.brokeass-student.com/back-to-school-giveaway-win-an-ipod-nano-cash-and-more-from-the-college-money-network/comment-page-1/#comment-99571 Ibrahim | ZenCollegeLife.com Tue, 07 Oct 2008 15:03:52 +0000 http://www.brokeass-student.com/back-to-school-giveaway-win-an-ipod-nano-cash-and-more-from-the-college-money-network/#comment-99571 You seem to have many giveaways and contests to reward your readers. I think that is really great, but I'm wondering, what is the conversion? Do you get a lot of subscribers? Or is it only for the purpose of rewarding the readers. Just curious. You seem to have many giveaways and contests to reward your readers. I think that is really great, but I’m wondering, what is the conversion? Do you get a lot of subscribers? Or is it only for the purpose of rewarding the readers. Just curious.

]]> By: AndyS http://www.brokeass-student.com/back-to-school-giveaway-win-an-ipod-nano-cash-and-more-from-the-college-money-network/comment-page-1/#comment-74850 AndyS Wed, 27 Aug 2008 22:18:30 +0000 http://www.brokeass-student.com/back-to-school-giveaway-win-an-ipod-nano-cash-and-more-from-the-college-money-network/#comment-74850 Great contest. I have shared some tips in a recent post on <a href="http://www.savingtoinvest.com/2008/08/six-sure-fire-ways-for-students-to-ruin.html" rel="nofollow">Six sure fire ways for college students to ruin their financial future </a>. Offcourse I also point out ways to avoid doing this by some good financial practices. One that I highlighted was learning to cook and avoid take away food on a regular basis. Cooking at home means you will have more control of your food finances and hopefully lower your eating/dining out costs significantly. It is also a big plus point for impressing someone on a date! Great contest. I have shared some tips in a recent post on Six sure fire ways for college students to ruin their financial future . Offcourse I also point out ways to avoid doing this by some good financial practices. One that I highlighted was learning to cook and avoid take away food on a regular basis. Cooking at home means you will have more control of your food finances and hopefully lower your eating/dining out costs significantly. It is also a big plus point for impressing someone on a date!

]]> By: Lindsey http://www.brokeass-student.com/back-to-school-giveaway-win-an-ipod-nano-cash-and-more-from-the-college-money-network/comment-page-1/#comment-72237 Lindsey Sun, 24 Aug 2008 18:39:59 +0000 http://www.brokeass-student.com/back-to-school-giveaway-win-an-ipod-nano-cash-and-more-from-the-college-money-network/#comment-72237 My goal this year is to pay off my credit cards and start socking away money in a savings account--better late than never :) My goal this year is to pay off my credit cards and start socking away money in a savings account–better late than never :)

]]> By: Amanda http://www.brokeass-student.com/back-to-school-giveaway-win-an-ipod-nano-cash-and-more-from-the-college-money-network/comment-page-1/#comment-69000 Amanda Wed, 20 Aug 2008 19:39:23 +0000 http://www.brokeass-student.com/back-to-school-giveaway-win-an-ipod-nano-cash-and-more-from-the-college-money-network/#comment-69000 Here are two things I did as a student that really helped me budget. 1. Immediately deposit any tips I made after work in the ATM. This made me less likely to spend it on little things and have money for books. 2. If your school offers the ability to load money onto your student I.D. card use that. Many off campus places will give you a discount with your i.d. and once the money is gone so is your ability to just "go buy a coke". Here are two things I did as a student that really helped me budget.
1. Immediately deposit any tips I made after work in the ATM. This made me less likely to spend it on little things and have money for books.
2. If your school offers the ability to load money onto your student I.D. card use that. Many off campus places will give you a discount with your i.d. and once the money is gone so is your ability to just “go buy a coke”.

]]> By: Cheryl Maguire http://www.brokeass-student.com/back-to-school-giveaway-win-an-ipod-nano-cash-and-more-from-the-college-money-network/comment-page-1/#comment-68615 Cheryl Maguire Fri, 15 Aug 2008 18:29:31 +0000 http://www.brokeass-student.com/back-to-school-giveaway-win-an-ipod-nano-cash-and-more-from-the-college-money-network/#comment-68615 If you do use credit cards (which I know a lot of people do not recommend for college students but I had one and was responsible about it) make sure you understand the terms and make sure you get one that does not require a yearly fee. Definitely get a credit card that pays you back either with rewards or cash(most are 1% or more of your purchases). If you do use credit cards (which I know a lot of people do not recommend for college students but I had one and was responsible about it) make sure you understand the terms and make sure you get one that does not require a yearly fee. Definitely get a credit card that pays you back either with rewards or cash(most are 1% or more of your purchases).

]]> By: Gustavo http://www.brokeass-student.com/back-to-school-giveaway-win-an-ipod-nano-cash-and-more-from-the-college-money-network/comment-page-1/#comment-68542 Gustavo Wed, 13 Aug 2008 09:15:23 +0000 http://www.brokeass-student.com/back-to-school-giveaway-win-an-ipod-nano-cash-and-more-from-the-college-money-network/#comment-68542 My financial goal is to buy all my books for the fall semester without help from my parents or student loans. I will do this by saving up as much as possible during the summer, and then by buying cheaper older editions, or by not at all buying books that I’ll seldom use. I’ll have to ask around a lot. I’ll be taking 6 classes, most of them polisci and history, so I have my work cut out for me. My financial goal is to buy all my books for the fall semester without help from my parents or student loans. I will do this by saving up as much as possible during the summer, and then by buying cheaper older editions, or by not at all buying books that I’ll seldom use. I’ll have to ask around a lot. I’ll be taking 6 classes, most of them polisci and history, so I have my work cut out for me.

]]> By: Kate http://www.brokeass-student.com/back-to-school-giveaway-win-an-ipod-nano-cash-and-more-from-the-college-money-network/comment-page-1/#comment-67951 Kate Mon, 11 Aug 2008 19:30:45 +0000 http://www.brokeass-student.com/back-to-school-giveaway-win-an-ipod-nano-cash-and-more-from-the-college-money-network/#comment-67951 My financial goals for my last year of undergrad: First, I need to start some sort of savings account. I have a past-mature savings bond that is making less interest than it would in a savings account (just found out about this bond). I am depositing it today, and will open a savings account with $700 of the money. With the rest of the money, I will pay my parents back for some doctor bills, and I will have some money as I will be between jobs(the new one starts a week after I leave the other). I want to have $1000 by January, and I cannot withdraw unless it is an extreme emergency (an emergency is not "I can only afford rice", but "I need to go to the hospital, or fly home for a funeral"). Second, I need to start establishing a credit history in order to rent an apartment after I graduate. Once a week, I will buy my groceries on it (any supplemental trips are out of my regular account); that is all. Third, I need to finish reading Suze Orman's Young, Fabulous, and Broke. I have skimmed it, but my financial knowledge is lacking. Fourth, I will bring my lunch (or eat at home, depending on if I'm in class or at work) 9 days out of 10. On the 10th, I can go out with friends. Fifth, I'm going to learn to cook! This is the first year I've had a dorm with a kitchen, and while I can make stir fry, noodles, and rice well, I need to start stretching dollars with cooking. Sixth - cheap booze, at home. That's all I'm going to say on that! My financial goals for my last year of undergrad:

First, I need to start some sort of savings account. I have a past-mature savings bond that is making less interest than it would in a savings account (just found out about this bond). I am depositing it today, and will open a savings account with $700 of the money. With the rest of the money, I will pay my parents back for some doctor bills, and I will have some money as I will be between jobs(the new one starts a week after I leave the other). I want to have $1000 by January, and I cannot withdraw unless it is an extreme emergency (an emergency is not “I can only afford rice”, but “I need to go to the hospital, or fly home for a funeral”).

Second, I need to start establishing a credit history in order to rent an apartment after I graduate. Once a week, I will buy my groceries on it (any supplemental trips are out of my regular account); that is all.

Third, I need to finish reading Suze Orman’s Young, Fabulous, and Broke. I have skimmed it, but my financial knowledge is lacking.

Fourth, I will bring my lunch (or eat at home, depending on if I’m in class or at work) 9 days out of 10. On the 10th, I can go out with friends.

Fifth, I’m going to learn to cook! This is the first year I’ve had a dorm with a kitchen, and while I can make stir fry, noodles, and rice well, I need to start stretching dollars with cooking.

Sixth - cheap booze, at home. That’s all I’m going to say on that!

]]> By: Patrick http://www.brokeass-student.com/back-to-school-giveaway-win-an-ipod-nano-cash-and-more-from-the-college-money-network/comment-page-1/#comment-67104 Patrick Sun, 10 Aug 2008 17:50:41 +0000 http://www.brokeass-student.com/back-to-school-giveaway-win-an-ipod-nano-cash-and-more-from-the-college-money-network/#comment-67104 My financial goal of fall 2008 is to not spend any money on any entertainment and to replace it by finding other ways to enjoy myself with friends. In addition, to save up at least another $1000 for an emergency fund with my part time job. My financial goal of fall 2008 is to not spend any money on any entertainment and to replace it by finding other ways to enjoy myself with friends. In addition, to save up at least another $1000 for an emergency fund with my part time job.

]]> By: Niki http://www.brokeass-student.com/back-to-school-giveaway-win-an-ipod-nano-cash-and-more-from-the-college-money-network/comment-page-1/#comment-66155 Niki Sat, 09 Aug 2008 13:48:55 +0000 http://www.brokeass-student.com/back-to-school-giveaway-win-an-ipod-nano-cash-and-more-from-the-college-money-network/#comment-66155 My financial goal for Fall semester was a bit hard for me to come to terms with: I'm taking Fall off from classes in order to work full-time and set aside tuition money for Spring, pay down my credit cards (which were all used to pay for school expenses), and enroll in an affordable health plan. Once Fall is over, my bosses (who are amazing people) have agreed that they will work with me on a schedule that will allow for me to be able to come to work and go to classes. I really love school, so it took a few months for me to realize that the financial burden it was putting on me was really going to hinder my academic performance, so taking time off to "get ahead" and take the pressure off is worth it! My financial goal for Fall semester was a bit hard for me to come to terms with: I’m taking Fall off from classes in order to work full-time and set aside tuition money for Spring, pay down my credit cards (which were all used to pay for school expenses), and enroll in an affordable health plan.
Once Fall is over, my bosses (who are amazing people) have agreed that they will work with me on a schedule that will allow for me to be able to come to work and go to classes.

I really love school, so it took a few months for me to realize that the financial burden it was putting on me was really going to hinder my academic performance, so taking time off to “get ahead” and take the pressure off is worth it!

]]> By: Grad Student http://www.brokeass-student.com/back-to-school-giveaway-win-an-ipod-nano-cash-and-more-from-the-college-money-network/comment-page-1/#comment-64919 Grad Student Thu, 07 Aug 2008 15:58:54 +0000 http://www.brokeass-student.com/back-to-school-giveaway-win-an-ipod-nano-cash-and-more-from-the-college-money-network/#comment-64919 My Financial goal is to save an extra 2000$. I will do that by taking a teaching assistantship position at my university. My Financial goal is to save an extra 2000$. I will do that by taking a teaching assistantship position at my university.

]]> By: Krystle http://www.brokeass-student.com/back-to-school-giveaway-win-an-ipod-nano-cash-and-more-from-the-college-money-network/comment-page-1/#comment-63950 Krystle Wed, 06 Aug 2008 20:59:38 +0000 http://www.brokeass-student.com/back-to-school-giveaway-win-an-ipod-nano-cash-and-more-from-the-college-money-network/#comment-63950 My goal is 2 fold: 1. By the end of the semester finish paying off all my consumer debt. I have a loan and 2 ccs that need to be payed down to 0. 2. Save up for an emergency fund (I have 2 high interest savings accounts), $1000 for starters, because I so need one. My goal is 2 fold:
1. By the end of the semester finish paying off all my consumer debt. I have a loan and 2 ccs that need to be payed down to 0.

2. Save up for an emergency fund (I have 2 high interest savings accounts), $1000 for starters, because I so need one.

]]> By: Andrew Wade http://www.brokeass-student.com/back-to-school-giveaway-win-an-ipod-nano-cash-and-more-from-the-college-money-network/comment-page-1/#comment-62950 Andrew Wade Wed, 06 Aug 2008 01:02:46 +0000 http://www.brokeass-student.com/back-to-school-giveaway-win-an-ipod-nano-cash-and-more-from-the-college-money-network/#comment-62950 My financial goal is to have as much money at the end of April as I have at the end of August, minus tuition and supply costs. To do this I hope to earn enough each month to pay for my rent, food/drinks/groceries, and extracurricular costs. I'm aiming to keep my food-and-drinks/grocery bill below 160$ each month (through price-checking on fruits and veggies to see what's in season, cutting down on alcohol, etcetera) enter as many writing contests as I can, look for bursaries and scholarships, and work as many part-time hours as it takes. My financial goal is to have as much money at the end of April as I have at the end of August, minus tuition and supply costs. To do this I hope to earn enough each month to pay for my rent, food/drinks/groceries, and extracurricular costs. I’m aiming to keep my food-and-drinks/grocery bill below 160$ each month (through price-checking on fruits and veggies to see what’s in season, cutting down on alcohol, etcetera) enter as many writing contests as I can, look for bursaries and scholarships, and work as many part-time hours as it takes.

]]> By: Sakura http://www.brokeass-student.com/back-to-school-giveaway-win-an-ipod-nano-cash-and-more-from-the-college-money-network/comment-page-1/#comment-62902 Sakura Wed, 06 Aug 2008 00:10:23 +0000 http://www.brokeass-student.com/back-to-school-giveaway-win-an-ipod-nano-cash-and-more-from-the-college-money-network/#comment-62902 Topics I'd like to read more about is how to turn several pieces of junk into something new and different lol Topics I’d like to read more about is how to turn several pieces of junk into something new and different lol

]]> By: Sakura http://www.brokeass-student.com/back-to-school-giveaway-win-an-ipod-nano-cash-and-more-from-the-college-money-network/comment-page-1/#comment-62896 Sakura Wed, 06 Aug 2008 00:01:15 +0000 http://www.brokeass-student.com/back-to-school-giveaway-win-an-ipod-nano-cash-and-more-from-the-college-money-network/#comment-62896 My goal to save money for college is to minimize the use of electricity in my house I get up early because the sun is up and I sleep early when the sun goes down I wear a sweater when it gets cold With the small use of electricity, I'm helping to save energy and save money on the electric bills which will go towards my college My goal to save money for college is to minimize the use of electricity in my house
I get up early because the sun is up and I sleep early when the sun goes down
I wear a sweater when it gets cold
With the small use of electricity, I’m helping to save energy and save money on the electric bills which will go towards my college

]]> By: Amanda http://www.brokeass-student.com/back-to-school-giveaway-win-an-ipod-nano-cash-and-more-from-the-college-money-network/comment-page-1/#comment-62673 Amanda Tue, 05 Aug 2008 19:49:27 +0000 http://www.brokeass-student.com/back-to-school-giveaway-win-an-ipod-nano-cash-and-more-from-the-college-money-network/#comment-62673 My financial goal is to eat out no more than once every two weeks, withdraw a maximum of $100/month from my "personal" account for any frivolous needs, and find ways to keep my "school" account well-stocked with cash for books, laundry, and any other important needs. My financial goal is to eat out no more than once every two weeks, withdraw a maximum of $100/month from my “personal” account for any frivolous needs, and find ways to keep my “school” account well-stocked with cash for books, laundry, and any other important needs.

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